MTD for Income Tax is now live — April 2026

Making Tax Digital.
Without the headache.

MTDPilot pulls your clients' bank transactions, categorises them automatically, and gets everything HMRC-ready — so you spend less time chasing documents and more time advising clients.

FCA regulated open banking
Read-only bank access
HMRC MTD compatible
UK banks supported

MTD for Income Tax is now mandatory

From April 2026, sole traders and landlords earning over £50,000 must submit quarterly updates to HMRC digitally. Your clients need MTD-compatible software — and so do you.

Sound familiar?

If you manage sole traders, gig workers or small companies, you already know the pain.

Chasing clients for bank statements

You email, you WhatsApp, you call. They promise to send it. They don't. Weeks pass. The deadline gets closer. The document still hasn't arrived.

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Existing tools weren't built for your smallest clients

Most accounting software is designed for medium-sized businesses. When your client only earns £50-100k, the per-client software cost eats into your margin. You need something lightweight that fits.

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MTD quarterly deadlines with no data

HMRC now wants quarterly submissions. Your client hasn't sent a single receipt. You're filing based on guesswork or spending hours chasing what should take minutes.

Who MTDPilot is for

Designed specifically for small UK practices managing clients who aren't on expensive accounting software.

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Small & sole practitioner accountants

You manage 30-200 clients, most of them sole traders or micro companies. You need something affordable that just works.

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Accountants with gig economy clients

Uber drivers, Deliveroo riders, Amazon Flex couriers. They're not tech-savvy, they don't keep receipts, and they need help with MTD.

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Practices still using spreadsheets

You know you need to go digital for MTD but the big platforms are too expensive for your client base. MTDPilot bridges that gap.

How MTDPilot works

Four steps. No technical setup. Works with the major UK banks out of the box.

1

Add your client

Enter their name and email. MTDPilot generates a unique secure link for them.

2

Client connects their bank

They click the link, select their bank, and authorise read-only access. Takes 2 minutes. No app download needed.

3

Transactions sync and categorise

Bank data flows in daily. AI automatically categorises every transaction — income, expenses, travel, subscriptions — to the right nominal codes.

4

HMRC-ready quarterly reports

Quarterly summaries are generated automatically, aligned to the UK tax year. Review, adjust, and submit — MTD compliance sorted.

Everything you need for MTD. Nothing you don't.

Built for accountants managing self-employed clients, sole traders and gig workers in the UK.

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Automatic bank feeds

Transactions sync daily from your clients' bank accounts via open banking. Barclays, HSBC, Lloyds, NatWest, Monzo, Starling and more.

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AI auto-categorisation

Every transaction is automatically categorised to the correct nominal code — travel, equipment, subscriptions, income. Review and adjust with one click.

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Quarterly MTD reports

HMRC-ready summaries generated per client, per quarter, aligned to the UK tax year. No more scrambling at deadline.

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Gig platform data

Upload earnings summaries from Uber, Deliveroo, Amazon Flex and other platforms. Parsed and matched to bank transactions automatically.

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Multi-client dashboard

See all your clients in one place. Who's connected, who needs chasing, whose quarterly report is ready. Everything at a glance.

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Bank-grade security

Read-only access only. No payments, no transfers, no risk. Powered by FCA-regulated open banking. Your clients' money is always safe.

Be one of the first to try MTDPilot

We're onboarding a small group of UK accountants for early access. No commitment, no card required. Just tell us about your practice and we'll be in touch.

Request early access

Get in touch

Have a question?

MTDPilot is built by accountants, for accountants. If you have questions, want a demo, or just want to chat about MTD — we'd love to hear from you.

✉  hello@mtdpilot.co.uk